Insurers don’t care about anyone living or dying except in the context of whether it can cost them money.
For example, health insurance companies would be perfectly happy for everyone to die painfully in their homes and never recieve medical care. In fact that’d be their ideal scenario. Healthcare is a major problem for health insurers’ bottom line. They’d much rather nobody ever go to the doctor.
This is why I will say for profit medicine is immoral and disgusting.