The ‘average investor’ was drummed out in part by the SEC making rules that accounts had to be larger…to protect us from ourselves.
As to the rest? Yes. You DO have a choice. You don’t ‘have’ to be someone’s employee and submit to their idea f how to invest. I’m sorry that you are, as are many, many millions. But it’s not one of life’s inevitabilities.
I had one problem with the article though. B of A? ‘Beloved’? Really? Ever?
