Difficulty: Alabama
https://www.rsa-al.gov/
Probably the only reason to live in the state as a educator or support personnel for education or research.
Literally 1 year to being able to tap that. 16 years paid in. Payout will be 1300 month for life. A bit more if I wait 5 more years.
That’s for a lower level IT guy making under 50K for those 16 years.
And I was able to pay off a house a few years ago just outside of BHM so, no mortgage payment. The 1300 will just be for utilities and vacation fund.
3 more years the SO gets his pension which will be 1500 or more a month.
With no rent and just ultilities. That’s a pretty sweet spending money for IT level wirepullers. And I live on 3 Acres of wooded land with a fish pond and property tax is 600 dollars a year. Reduced to zero when I get 60ish. or disabled.