How does this system determine “who is late on debt payments but capable of paying”?
That last part seems like a difficult qualification to verify, no? Obviously they can point to the guy who owes his dog washer 4000 than, but who has had 50,000 Yuan in his bank account for 3 years…
But wouldnt this cohort be made up almost entirely of edge cases?
So do they try to restrict this app to deadbeats who COULD pay, like the article says, or is it the far simpler set of people who have been reported for not paying?
