That’s still a brutally difficult determination to make in an algorithmic way, since basically all of these cases are edge cases.
If they try to make those determinations at all then I’d wager that the anecdotes of incorrectness (which in a population that size would be nearly uncountable even if the percent were low) would destroy the tools effectiveness.
I feel like the claim that they are aiming to make a map of “deadbeat debtors who could pay” requires significant evidence. Obviously they are least trying to make a map of “people who have been late on their debts” or perhaps “people who have been reported to be late on their debts, and the reporter swears the debtor could pay”
I just don’t like seeing boing boing reporting this credulously