Crooks install skimmer on point-of-sale machine in 2 seconds

Not really possible yet in the US - especially with pay-at-the-pump card readers since the deadline for EMV compliance for fuel stations has been pushed back again to October 2020.

Customer I worked with recently estimated it would cost $15k-$25k per pump to upgrade to chip readers (this merchant has over 2400 locations nationally with an average of 15 pumps per station. That’s almost a billion dollars just to upgrade).

Until chip+pin is universally deployed, the best advice is to never use Debit. Always choose credit as you are not liable for any fraudulent transactions and thieves cannot drain your bank account.

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