Especially given how the Fed thinks that trivially violating violating a website’s Terms of Service (say, faking your age) can be a criminal violation of the computer fraud and abuse act. Faking billing data seems like something they would definitely consider criminal. Who knows how many different charges a vengeful federal prosecutor could gin up to stack against someone who did it.
Also, no link to the article. There seem to be some teething issues with the website redesign. So far, DNL.