This is what is troubling – GFM’s TOS basically allows people to change the terms by allowing refunds… but how often are refunds not properly followed through, and the new opt-in option is a way to keep donors hooked.
It’s not fraudulent, but it’s pretty gross, because I don’t think most donors realize how simple it is to update the terms and keep siphoning money from, at least in some cases, naive donors.
