You are more correct than I am:
There are no credit card numbers or other information on the physical titanium Apple Card. This data is instead available in the app, leaving some questions about online purchases where you often need a number and a CVV.
Apple Card is able to generate virtual card numbers for these kinds of purchases. The Wallet app provides a virtual card number and a virtual confirmation code, with the number being semi-permanent and able to be regenerated whenever you want. This info can be used for non-Apple Pay online purchases, over-the-phone purchases, and other similar situations.
There is not, however, support for single-use numbers or single-merchant numbers for having separate card numbers for different merchants. Purchases are also protected by a one-time use dynamic security code rather than a persistent CVV.
It’s still a step up at least, you can only give your virtual card number out for online purchases and rotate it (presumably) easily.
I could see a situation where you use the real number for recurring purchases, and the virtual one for one-offs. Then the impact of rotating it is less onerous than it would otherwise be if you also had recurring payments on it.
Privacy frankly sounds pretty awesome, though - as long as you can generate a card # on the fly as needed - but I think for my specific usecase, having a “one-time” virtual card and a more permanent “recurring” number for reputable merchants I intend business with over multiple charges works. YMMV of course.
