Sure. I’ve been paying into it since I was 16. So has everyone else who works legally.
It doesn’t really matter what I think. That’s the way it works. It’s not possible to opt out of SS legally (with some exceptions, mainly for different types of government-based employment, like CalPERS.) It’s the deal I’ve got. Will I make back what I’ve put into it for all these years? Who knows? My mom did, my dad, my first wife, and two of my brothers didn’t. It’s a crap shoot, and the government actuaries know what they’re doing.
Nobody knows that. But SS is backed by the full faith and credit of the United States government, and the US dollar keeps the entire world economy alive. It’s as good as it’s going to get. It’s not a problem that keeps me awake at night.
And it’s unlikely that the entire government would make any significant changes. To do so would require collusion between all three branches of government, and would take so long that I’ll probably be dead of old age before they do it. And old people are very serious and vocal voters.
