If a private system is forced by mandate to serve middle income/poor
people,
I’ll give you one. The Swiss health system.
Universal coverage - yes.
Number 2 in the world.
Cheaper than the UK’s NHS. Do the cash numbers.
What happens is that insurers are allowed to refuse to insure people. Then
what happens is an insurer’s name is pulled out of a hat on the basis of
market share, and the insurer has to insure for the standard price.
That works because people know they will be insured. Insurers know they
will get a fair share of the bad risks and not be picked off.
For those with no income, its the same as for their food and housing.
Everyone else pays for them.
