It's time to stop asking users for periodic password changes

Just FTR 2FA: bank contacted me. They are ceasing sending a 2FA code via SMS. Instead, you have to use one of two proprietary 2FA systems they provide. The two work with devices you have to purchase from the bank, one of them also allows a 2FA with a proprietary smartphone app (which I tried to register for, to no avail, in the past).

It’s 2019, for fucks sake.

Oh, and they changed from account number plus PIN as login to an ID plus password, or fingerprint via the proprietary app. (As said, which doesn’t work for me, for some reason).

I’m going to shut down this account. This is simply not worth my money.

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