Two things:
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I’m not remotely convinced that Joe will win. He’s not exactly a candidate who lights people on fire with motivation to vote, and Donald and the GOP are going to lie, cheat, steal, and rig this election every which way they know how.
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Statistically speaking, I don’t think you’ll have to worry about Joe in 2024, in any case. You’d probably have a hard time finding an actuary to give you even odds on whether he’ll even still be alive by then.