For me, it has less to do with worries about stranger surveillance and more to do with untrustworthy peers, unreliable colleagues, nutjob family members and (very former) stalkery romantic partners. I don’t always know their hacking skills, and in the last case, don’t know how they’re spending their time. I work in a place with shared machines, and while I trust our IT security services, that hasn’t always been true. While I do practice strong password and access hygiene, I have colleagues who do stupid things like pick up and use abandoned USB drives. I worry far more about key loggers than cam surveillance, but defending against a compromised cam takes 5 seconds out of 60 days.