Phrases are useful, particularly if they don’t relate to stuff you talk about regularly, but are stuff you remember very well yourself. Add a few symbols and numbers, and you’re off and running. I’ve used a similar system for years, but I did finally decide to use a password program. The only thing better than a fairly meaningless phrase is something like aV23xce$78gnKlq!.
I wouldn’t be surprised if most of us here are pwned on most of our accounts (but congrats to tekk for being one of the exceptions!). Shame we can’t be bothered to pass strong consumer protection laws that force industry to use better standards to prevent hacks, and require an immediate admission of it when it does happen instead of letting us know six months later long after the damage is done.