This. It is basically a tossup. Either save money not owning a car and paying insurance and then pay out the ass for rent for a place downtown or close to it where public transit actually works worth a damn or you can walk/bike or move further out where MAYBE you can find more reasonable rent but then pretty much need to own a car to get back and forth either because the public transit simply does not exist or it adds an exorbitant amount of time to your commute. This is EXACTLY the situation here where I live. Otherwise I’d love to nix my $350/mo car payment (for a reliable non-beater vehicle that I don’t have to worry about breaking down on a semi-regular basis and needing repairs which, shocker again, would have to be done by an outside mechanic anyway at increased cost because most apartment complexes forbid doing any car repairs on their property) and the $100/mo in insurance.
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