Yep. My mom says stuff like that all of the time but it’s bullshit. She had a bad marriage, left it late, ended up without anything. She’s “retired” from teaching but works full-time in the gig economy at 67 to pay for an apartment. She “loves working” because she hates the thought of dying in poverty.
I just figure not only do I have to support myself, I have that future burden. My choice was not to have children so that I wouldn’t be overburdened by dependents when I couldn’t care for myself. As for retirement I just got laid off after 15 years and I figure now is the time to do some things I wanted to do because I know damned well I have another 15-year stint in there somewhere if I don’t get some big profits off of some non-profitable ventures. But if life is just sitting in a sexual-harassment box waiting to die, then I’m ready to die… so there’s where that stands.