It really is a completely incorrect solution to the problem. At the very least for monthly-pledged patreons, the charge up front option should have been removed as an option for the creator and instead be given to the pledger. The pledger could choose whether they want to begin pledging to the creator NOW, or to have their pledge level take effect when the next monthly charge is made.
That at least gives more reasonable basis to discuss credit card fees from. I wouldn’t’ve minded a $1 membership fee to cover the flat portion of the credit card fees (“waived” when you’re not pledging to any creator, of course)
