Let’s put it this way. For four years it has run on the principle of the supporter making pledges (per-month or per-creation) that get charged in one transaction at the beginning of the month, and then the total pledge amount minus fees is distributed to creators. It worked. It’s not a banking system problem, or rather it was the solution to the banking system problem of per-transaction credit card/paypal fees.
Frankly, assuming they are greedy and not stupid, it is likely because they are intentionally aiming for fewer supporters donating larger amounts to fewer creators. Same revenue, reduced infrastructure costs thanks to lower user volume and less hosted content.
And I think that also jives with the immediate billing if they’re also trying to reduce pledge fraud on the “high-value” content that remains.
