Squirrel wrecks couple's home while away on holiday and insurance won't pay

You have clearly never met the squirrels in my neighborhood. I’m engaged in a nonstop war to keep the little monsters from completely eating my plastic patio furniture. They’ve chewed through the lids of two city garbage bins. I got a fake owl that was supposed to scare them off. They ate it. If they were left unattended in my home for a month, I’d expect to come home to a scrape-and-build situation.

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