Student loan garnisheeing topped $176M in three months

I tend to agree with you. I don’t worry about what people choose. We should choose fair policies. And I don’t judge. At least until someone starts saying they deserve a mulligan. That begs for some sort of analysis. My biased opinion (and I laid out my reason for bias) is no. Why people find it so unbelievable that I rode a bike, didn’t go on spring break, ate hot dogs, held down a job, etc is mystifying. Are these impossible things? Disagreement with my opinion and assessment, sure. But that I scrimped seems to blow peoples minds. Is it really that threatening a concept? Is the only way to dispute my opinion is dispute the reason for my bias? To claim my experiences didn’t happen so my opinion is invalid?

That might not be what you are saying. So please forgive me. But sheesh!