Student loan garnisheeing topped $176M in three months

+/- 800%. You did say you attended in the late 80’s to mid 90’s. It may average at 80-100% in absolute dollars, but things cost much more now, and wages/salaries are moribound. You can’t use absolute dollars honestly in that scenario, unless it is to demonstrate some other aspect, such as the wage stagnation, for illustrative purposes.

If you haven’t seen an argument in favour of debt forgiveness in any applicable finance question, you didn’t look or didn’t care. Ask a Haitian.

Your argument against debt relief is personal pride. Including in large part a pride built on how you see yourself through the eyes of others. Think about that, because there is much wrong with it.

You absolutely do and are blaming people who are harmed & hampered by a large and demonstrably broken system. That is the definition of blaming poverty on the poor. Faint praise you have for the poor, wholly hollow when put against your support for a corrupted portion of the system.

I’ve known some wealthy plutocrats to praise them that way while setting up further challenges for them.

What happened to you?

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