You do realize that you’re far more likely to have a problem with random identity theft or breach-of-account crime than you are to have a problem running afoul of the NSA, right?
My dislike in the bulk collection of data for no specific purpose doesn’t really have anything to do with my concern for dealing with the vulnerabilities in the banking system and the possible ramifications to my creditworthiness or account balances.
To pretend that these nemeses are heavily related is shortsighted and counterproductive, and only serves to undermine arguments against either. Don’t commingle one’s enemies when they’re not actually working together, it makes the arguer look foolish and makes it impossible to find a starting point toward addressing them.