The point of Patreon isn't how many people earn a full-time living, it's how much of the money from art goes to artists

It did take reading your link to realize you meant dealing with the effect, not the cause. Still, I think that’s one of the less likely possibilities since there are multiple solutions to pledge fraud and the one they chose is the one most harmful to everyone including themselves; unbundling pledges eliminates the incentive to use Patreon when multiple alternatives for supporting the creator are offered. I think abandoning that natural monopoly requires a serious crisis.
Though I suppose it could be indirectly that, in that support costs due to pledge fraud could be high enough to justify the change… Somehow. Maybe combined with supporting small-dollar supporters, but how many people donating a dollar for no perk would have a reason to contact support?
There’s speculation (linked to in the other thread) that it’s an attempt to avoid falling under some financial regulations related to being a money transmitter, but I find that far fetched given that they’ve allegedly taken a year to come up with this plan. Also, while there are regulations that can be applied stupidly, I would expect that Patreon being much more than a money transmitter would shield them.
I suppose we’ll find out more eventually; so far all I’ve seen that’s specific enough is the claim that they needed this to “keep the lights on”, but that’s not very specific…

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