Maybe it didn’t come through strongly enough in my prior post, but I am genuinely interested in the value that you see in the HOA. Sure, is may be democratic, that’s great, but democracies are messy, and take constant tending to stay fair and, well, democratic. To me there would have to be a really compelling reason to impose this civic burden, assign this power and abdicate this personal freedom to a collective or representative local body. So far, you’ve only made arguments about the size of the burden, and nothing about the size of the payoff, and, like say, I’m genuinely interested in what that would be.
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