If it’s not board members who deal with subcontractors, budgeting, activities, insurance, and collections, just who do you think it should be?
A community garage sale shouldn’t involve a third party? Just who do you think the community is, in this case?
Sounds like you’re suggesting HOA dues shouldn’t be collected. That’s going to make it hard to maintain the HOA’s assets. Unless you think common areas mow themselves, sprinkler systems never break or wear out, and condo roofs last forever.
Evidently, you feel 5 violations out of 500+ homes is a lot. That would make you the outlier in this discussion, as most who have posted seem to think anything they want to do is a violation of some HOA rule somewhere.
And you certainly have the genesis of HOAs all wrong. Every HOA I’ve ever dealt with was formed by the developers. That is, the HOA existed before even a single home was built.
Again, if you don’t like HOAs, you should have no problem remaining one of the 240 million Americans who don’t belong to one.