Tom Selleck explains reverse mortgages in parody of TV ad where he sells them

Sure, and opioids make sense in certain circumstances too. But we restrict the use of them as much as we can because in general the harm vastly outweighs the benefit otherwise. It’s a very American attitude to say, “this obscure financial instrument has some edge case use, so even though it’s badly harming thousands* of people, we keep it legal”.

*citation needed

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