A small business owner / neighbor of mine showed up at his Los Angeles area office at 4:15 a.m. Pacific Time the morning the SBA program was to open. He waited until 8:00 a.m. Eastern Time to log in and submit his application. The first attempt timed out with an error message. The second attempt, a success. The serial number of his application was less then 10. No lawyer, no accountant, just someone who wanted to help his employees and save his business.
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