Watch a reporter's surprise when he sees a truck behind him has rolled into a lake

mine too - but he might have seen that it went down with the driver’s side door wide open, making it obvious that the car was unoccupied. another clue: all the people nearby look unhappy but not frantic.

is a submersion like that a total loss? or, if they tow it out immediately could there be some salvage value?

I would think it would be loss just for the mold/mildew issue. How do you ever completely dry it before mold/mildew sets in? Even then, it’s going to leave salt, scum, and biological residue.

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