Same company includes fire, theft and some liability coverage for firearms without asking for serial numbers – even specialty firearms theft coverage only asks for serial numbers when one single firearm has a value over $2,500.
There you go, privacy protected from the govmint despite having insurance coverage. You are proving my point as to how individualized the issue becomes when one does not use one size fits all government solutions.
Coverage for mayhem you may cause with it off of public roads is going to be under your homeowner’s insurance or the homeowners insurance of the private property you use it in.
Btw NH, the only state which does not require liability insurance for cars makes requires you to pay for costs of bodily injury or property damage resulting from a car accident you caused. Imagine if gun owners had to work with such circumstances, they would go bankrupt in most cases. The NH system strongly encourages people to purchase insurance because it would be incredibly stupid not to.
Analogy fail on your part.
They might if there were dedicated lobbying organizations working to pass local and national confiscation laws, and had success at passing state laws requiring owners of specific makes and models to give them up, and registration details were used to implement confiscation.
That is a ridiculous premise since insurers have a vested interest in holding on to information except it suits their purposes (fraud prevention). As if the gun lobby and insurance lobby would not want to implement laws which keep such information confidential, absent cause? They do that right now for policy information. Your insurer won’t disclose information on insureds to government officials unless they suspect fraud.
Your objections are one part based on ignorance of how liability insurance works and one part being obstinate for its own sake.
What do you have against acting responsibly and offsetting the obvious risk you pose to the general public?
