A lot of kids fall through the cracks I think, they don’t have high support needs so they don’t qualify for Katie Beckett Waivers. This lets the kid get medicaid coverage even if the parents have insurance and make enough money. At least when we looked into it, they needed to be going to 4 therapies a week, which my son does not need at all, he needed OT and maybe speech at that time but not anymore. BUT private insurance is horrible when it comes to covering stuff for autism (IDK about other disabilities) so that’s why social workers push the waivers. We ended up paying for OT out of pocket because they were out of network with insurance. A kid with low support needs can have a lot of trouble accessing services because of all this nonsense. More autism related stuff needs to be covered and insurers need to have better networks (I’ve had insurance with several big companies over the years, finding providers that were in network was a problem with ALL of them, BCBS has the best network so far though).
Also yes, the autistic community hates person first language, I’ve yet to meet an autistic person who prefers it!