I’m saying it’s close to the edge because the strongly held views on pensions appear only in threads where financial discussions are tangential to those strongly held views. It’s never really off topic, and I don’t think it’s malicious, and it’s certainly, at least in this thread as I’ve already pointed out, engendered some discussion with people other than those who have already decided that that persons views are not only not good enough for them but not good enough for anyone else, including those people actively engaging them in conversation.
It is stepping on or near a mark and is a lot more complicated a scene than the perfect case for off topic flags. It is definitely not a perfect case unless you consider it perfect because you can ignore all the contributing factors which make it messy and set a precedent for ignoring these unimportant considerations.