I can't disagree with that. However, saying that lendees are absolved of responsibility of paying loans makes no sense - if people do not want to borrow money from loans which one cannot default from, they are not forced to do so (there are other ways to borrow money other than student loans).
Having loans that you can't duck out of is a double edged sword - while we can't default, it also makes the money easy to get. It'd certainly be criminal if one is not informed of the conditions in which the money can be borrowed and tricked into getting the loans, but that is not the case here. In other words, people don't pay back loans just because they don't have the money, they have already made a poor choice in borrowing money that they have no money to pay back in case the education doesn't pay back as planned. The people who can't return the loan already bought a product that they cannot afford. A truly responsible person shouldn't be borrowing money that they don't already have or have no guarantee to return - it's probably not a radical thought outside of this country but tragically many people will consider me nuts to say this.
I know loans work differently for business, but my education and knowledge I gained from it is not a capital equipment nor a stock you can buy and sell. I get to keep my brain whether my career works out or not. And believe me, despite my education I've had my fair share of degrading experience with poverty, shit job and discrimination, and I don't expect my cushy job to last either. But I've already prepared for that. Maybe I'm misunderstanding how the world is intended to work in financial sense, and you are probably are a lot smarter about properly using loans, but simply avoiding debts are working out just fine for me.
And I do agree that college education is mostly unnecessary to perform many of the actual jobs out there. And if there are training that I got in college that I use at work, I've most likely paid WAY too much for it. Unfortunately, it's very difficult to get the job you want without going through this BS (and PhD), my line of work included.
Oh, and about law students - maybe they are not the best people to ask