Because money is only a symbol - but most people are apparently still gullible enough to believe that “possessing” a symbol can give them magical powers. Even if 99.99999% of the world believe it doesn’t make it true. Using it to define civilization and what people are or aren’t capable of is Scooby Doo logic. Symbols are powerful, but they are also arbitrary. Better to use the best symbols you can so that you can devise social structures which are as close to reality as possible.