it works most of the time for banking for a set of reasons: financial interest, the verified identity of the parties, and the fact all transactions involve three more parties ( woohoo! no, the other kind. ) each party ( the store, the bank, the consumer ) is watching the other closely.
As opposed to voting, which has (a) intensely strong interests in the outcome, (b) verified identities of voters, and (c) multiple parties (specifically, competing candidates) watching the process closely?
there is fraud and there are data breeches all the time. it’s part of why credit interest is high, the fraud calculation is built into the system. it’s why you’re more protected when you use credit than directly linking your bank account for transactions.
You’re talking about transactional fraud - stuff like: “the seller never shipped me the product,” or “somebody swiped my credit card number and then charged a bunch of stuff to my credit card.” Yes, there’s a ton of that - all generally involving dishonesty in transactions between people - and it has no relevance to voting.
What’s relevant here is the amount of hacking fraud - people breaking into banking systems and stealing money. Compare the volume of banking, e-commerce, and stock transactions that occur online - we’re really talking something like $20 trillion a day - with the amount of hacking fraud that occurs in those fields. The ratio is vanishingly small.
we are not yet to the point where we should give over voting to devices.
How do you propose that we get there?
Electronic voting systems will not magically evolve all on their own to a point where we can trust them: they improve through incremental improvement. If an election got hacked, we could investigate, figure out why, and make sure that particular vulnerability doesn’t happen again. Lather, rinse, repeat.
That’s how technology works - always! We endured hundreds of rockets and spaceships exploding, and today we have SpaceX. We endured decades of terrible home computing hardware and OSes, and today we have machines that are… well, pretty good. Cars, telephones and networks, mobile phones - really, what area of technology doesn’t have this story?
It’s amazing to me that Corey Doctorow and BoingBoing readers, people generally steeped in technology and futurism, exhibit this anti-technology, luddite viewpoint when it comes to voting. It’s like going to a medical conference and finding an enclave of anti-vaxxers.