Hermes heir to bequeath half of $13 billion fortune to gardener

This. Chuck Feeney provided an excellent example for billionaires to follow:

IMO, people should plan to die with just enough to cover the funeral expenses of their choice and administration of whatever small amount is left. There are plenty of charities that could be named as beneficiaries if someone with assets dies at a younger age. Those of us without a lot of money might be better off re-examining advice from anyone who promotes the goal of dying with a lot of money in the bank. Who really benefits from that?