it isn’t hate, i love a good pinto bean stew and i make a really good taco soup. the addition of beans is fine, it’s just not chili once you do. it would be like making fettucine with cream, parsley, and velveeta and calling it al fredo. it might be edible or even palatable but it is no longer al fredo.
eta-- in the happy mutant food thread i have my favorite chili recipe: