The only time I write a check is to transfer money. It’s easier and faster to get money from my business to my personal account by taking a picture of the check.
I receive checks all the time for my business. Most of my customers are other businesses and it’s the only way they pay.
All our personal stuff is with our bank’s bill pay system, they electronically transfer or cut a check on our behalf and mail it.
I do all my business in unmarked, used, non-sequential bills.
I figured there had to be a few of us lurking around this site.
And then also…
… if you’re an identity thief 
Many banks still have those pneumatic tubes!
You should be able to transfer funds between your accounts on your bank’s website. I do it all the time, including between personal and business accounts.
An early form of alienation by convenience. I can recall standing in a line at an ATM outside a bank that was open, knowing I could go inside and perform my transaction more quickly, but staying in line to interact with the machine instead of the teller.
Two different banks, a transfer takes 3 days, a phone deposited check is normally the same day.
I should change banks but I like them both.
Or I should plan better.
Do your banks offer Zelle? That’s virtually instantaneous.
Neat, according to Zelle’s’ website both banks offer Zelle, I’ll check their apps and see how it all works.
Thanks.
Spoiler alert: there really is a little man inside the ATM.
Just…be careful.
Uh ohs, more research needed.
Thanks.
I just go with the rule of thumb that if it’s easy for you, it’s easy for criminals. Still, not many options among the leading payment platforms. 
I got my first ATM card in the late 80’s, the latest of 80’s, I think 89’.
Always wanted to have enough money to use it but things were hand-to-mouth at the time, I kept a few bucks in the bank so I could cash paychecks without paying usurious fees/rates at the rob-the-poor outlet next to the liquor store, colloquially referred to as the check-cashing / payday loan store.
In the next neighbourhood over they just did that right in the liquor store, no need for a separate storefront.
I used that atm card for getting baked/cooked on food off of pots & pans, so not entirely useless. Still use old cards for that, try it if you don’t already!
A friend told me a story of another friend who, the ATM being new-to-them, did sneak up on a well-heeled fellow at an ATM. Then they grabbed the fellow’s receipt just as it spat out and hightailed it out of there…guy’s probably in prison now, clever as he was then. Really thought he could use that receipt for something.
I almost never go in a bank, take a pic if someone sends a check, only reason I ever have to go now is depositing funds drawn on foreign banks with diff currency, I’m sure the app will do that eventually.
As with many other things the big security risks with zelle are social engineering and having a secure password for your banking app. Most zelle fraud is fraudsters convincing people that they are someone they know and asking for money to be sent. The other issue is password compromises from using the same password at multiple sites.
I have been using zelle for years for everything from paying my rent to sending money to people I know without any problem
Of course, but reminders are always helpful.
