You need to keep in mind that:
A) All GURPS rules are optional, and
B) Rule zero.
If you’re using every GURPS rule at the same time, you’re doing it wrong. The optional switches are only supposed to be activated when necessary.
See https://bbs.boingboing.net/t/gurps-banestorm-pbbb-narrative-thread/
(but, yeah; this is why I said an experienced GM is required)
