Wells is arguing that the binding arbitration agreements on accounts that you didn’t open are also binding – that by having your signature forged on a fraudulent application, you waived your right to sue.
No they’re not. This was pointed out to you the last time you wrote about this, and you keep making the false claim that Wells is relying on forged signatures for fake accounts to force its fraud victims into arbitration.
Wells’ actual position is that the arbitration agreements relating to indisputably real accounts and indisputably real signatures are broad enough to cover claims of fraud for opening fake accounts. This is bad enough on its own: the notion that a company can avoid a public forum for civil claims when there’s no real dispute that it engaged in criminal acts. But the distinction between what Wells is actually doing and what you continue to falsely claim it’s doing is a critical one for purposes of the law governing arbitrability of disputes.