OTOH, the nearest shops are three hours walk away. And there ain’t no bus.
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Does anywhere outside the US have HOAs?
I’ve never heard of them in the UK. I guess this is one of those ‘FREEDOM’ things I’m to Euro to understand 
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They exist in Canada as well, but we don’t call them that. An entity that manages snow removal and sometimes owns the local water system or similar in rural areas. I’ve never heard of them being the petty tyrant nightmare they clearly are in the US, but I’ve never lived under one either, so can’t say for sure.
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“Not all men.” “Not all white people.” “Not all HOAs.” We’ve lived under 3 HOAs in 3 different areas (2 states, 3 cities) and each time it was a nightmare. Our current house, hopefully our forever home, is NOT in an HOA, and that is on purpose. We told our realtor not to even show us houses in HOAs because we would not under any circumstances consider them. She did anyway - and was warned that if she did again we would find another agent.
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After a terrible experience in a townhome, I avoided HOA neighborhoods like the plague, too. Unfortunately, once I had to downsize my only option was a condo. Those come with associations by default.
In my area, the small buildings I visited where limited HOAs only handled snow and garden work all had common areas (entry/stairwell/laundry) in a state of disrepair. Every problem involved water damage or extreme wear and tear (doors, floors, stair railings, etc.). Maybe they were Tenancy in Common, without an agreement that covered upkeep.
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Okay, now you just made me so angry I want to throw something at you. But not 6 hours of walking angry.
Life: full of trade offs.
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