I have no problem with that.
Tell them that I have prostate cancer, that I have had an iodine CT and technetium bone scan to check for metastasis (none, thankfully), I have been through 38 sessions of radiation therapy, I am getting Zoladex shots every three months, and I will be undergoing a bone density scan shortly (because of the hormone shots).
This is in addition to catheter changes, a urologist visit to see if the catheter is still necessary (will be referred for a dynamic bladder test and possibly some mild prostate surgery to get rid of the need for one - the scope showed a fairly good situation). There have been regular visits to the oncologist as well.
My best guess is that, with a fairly normal plan for your country, between deductibles and co-pay, I would be out at very least USD 20,000 by now. Note that I derived that estimate from descriptions of deductibles and co-pay of people on this board, and the costs from your Medicare system’s payouts for radiation therapy. Given that Medicare has clout with regards to medical pricing, i.e., they are a large enough customer to circumvent a lot of the gouging, that’s probably a conservative estimate.
My actual costs have been time and bus fare.
Note also that we may be slower for elective surgery and the like, but the time it took from a positive PSA test to treatment in my case was a couple of months (with the biopsy and scans in between). I don’t think it gets much faster in your country.
And then too, pre-existing conditions don’t matter here.
We’ve been doing this for 50 years. We are, in the main, a healthier, longer-lived people than Americans. I hate to say it, but your people have been fed a steady diet of bullshit when it comes to healthcare.
Edit: Oh, and there’s nothing private about our insurance. We pay a specific medicare premium with our taxes that is geared to income, with the maximum being CAD 900 per annum. One is, of course, free to buy supplementary insurance on the open market…