I’m not sure Patreon sees themselves in that way. From their [Terms of Service][1]
Users of the Service sponsor other Users. Patreon.com will not be a party to any contracts for services.
It seems to me that they are trying to position themselves more akin to Wells Fargo, again from their ToS
The Service is a communications platform for enabling connections between Users… Patreon.com facilitates these contracts by supplying a medium for the exchange of money. Payment will be processed at the end of a completed content creation transaction on a monthly cycle.
Certainly, from the outside, I agree that a service inherits the reputation of it’s users. E.g., the backlash against GoFundMe over the Darren Wilson campaigns.
[1]: Terms of Use - December 14, 2023 — Patreon