I gave a donut to an Inuit woman a year and a half ago, her face lit up. But then I realized she’d smiled at me previously in the subway station. I was trying to acknowledge her as a distant cousin, and she’d moved a bit further over, into an area that might not be happy to see a homeless woman there. So I almost spontaneously gave her the donut because I had some. For a while after that, I did carry a cold drink, it was sunmmer, when I went by there, but she’d moved elsewhere.
I know a few times I’ve not had change and someone has been insistent, but since the time I remember the same guy had been in another city a few weeks before, I think he clasified as a panhandler who was well off. Most aren’t but there is a subset who don’t really classify as homeless.
I als o remember almost forty years ago, someone panhandling through the winter and I’d give him a few coins each time I passed. And then about spring he said he owed me quite a bit, and gave me a handful of change. I said “things have changed?” And he said " yes". I never saw him again, so I assume/hope something changed for the better.
I think some of this discussion about money assumes someone is poor. Then an influx of cash can make someone “happy”, but likely because they have money, not because the situation changed. If you have little money, getting a chunk lets you do things you might not otherwise do. Even just getting it as a chunk means you can plan and do some things that regular but smaller chunks doesn’t allow.
If you have “some money” a payout will not rectify the situation, the disconnect between rectifying the situation and getting money is more obvious.
I’m not saying giving change to panhandlers is a bad thing, but small change may go to “trivial things” because there’s no hope of accumulating enough to make change. “I can only buy a chocolate bar, so I might as well”, while as a chunk of money, you can dream, you can plan, you can get something more substantial than a chocolate bar. Or as a chunk, you may feel like you shouldn’t fritter it away, so you keep most of it for a rainy day.
But that’s about money, not being homeless or treated badly by a bank.
One thing the cousins want is to be perceived differently. That includes the assumption that having money means drug money. But it aso means that however bad things are, it doesn’t mean everyone has a sad life, with poverty. So we can’t assume a chunk of money will change things.
We were a prominent, well off Metis family in Red River 150 years ago. My great, great grandmother felt racism, but the money provided a buffer so the worst wasn’t there. Others had more to lose from the coming of settlers from the east, not just racism but the loss of land and way of life. (and we were a new people, in between, it was far worse for non-Metis natives.) We got a museum, The Ross House Museum in Winnipeg, and Winnipeg can’t sell the old police HQ because it was “Metis donated land”, actually sold at a low cost, on the condition it be used for public good. If Winnipeg sells the land, the money goes to the cousins.
Money makes things easier, it doesn’t fix everything.