Ah, I see you live in an area where NFC cards/Google Pay/Apple Pay are not common. I keep forgetting about how up to a couple of years ago were all used to entering the PIN number.
Your comment about the hand sanitiser reminds me of seeing people with little bottles of sanitiser, but no masks. It just reminds me of how slapdash and spotty most people think of infection, as some mix of getting cooties and magic curses. All you need to do is perform the right rituals.